Third-Party Liability

CHIP Enrollees upon initial enrollment are not allowed to have any other creditable medical insurance coverage in addition to CHIP. If Free CHIP or Low-Cost CHIP Enrollees obtain other creditable medical coverage during their enrollment in the CHIP program, they may maintain their enrollment until the next annual enrollment period begins. Full Cost CHIP Enrollees can be terminated if they obtain other creditable medical coverage during their initial 12-month eligibility period enrollment in the CHIP program.

Also, occasionally there are times when some of your healthcare bills may be covered by a different policy other than CHIP. An example of when this might happen is when an Enrollee is involved in an accident and some of the cost of his or her medical care is covered by the automobile insurance policy. This is called subrogation. If you are injured or ill as a result of an accident at work and another insurance policy is involved, call Keystone First – CHIP and inform them of the situation.